Ark Loan Solutions
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Ark Loan Solutions
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I want to stay in my home
If you're having trouble paying your mortgage, the following home loan assistance programs were created to help homeowners stay in their homes and make their payments more affordable. Let's work together to find a home loan assistance solution that's right for you.
Loan Modification Program
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I would consider
leaving my home
If you are unable to make your loan payments and you've explored all the available options for staying in your home, these are the home loan assistance solutions to consider for settling your home loan debt. We'll help guide you through the process.
Short Sale Process
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Deed in Lieu
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Foreclosure
Foreclosure
If you have been considering or we have contacted you about one of the above options, you should realize that your mortgage is in foreclosure and that legal process is moving forward. It is important for you to understand that even if foreclosure is the only option available to you, Ark Loan Solutions will work with you and would prefer to execute a consent to judgment as opposed to the final court ruling. Even when the property is foreclosed the lender is entitled to collect selling costs of the property and the personal deficiency, (the difference between the unpaid balance of your mortgage and the amount the property brings at sale net of all costs). In exchange for your participation in a consent to judgment Ark Loan Solutions will not pursue the collection of the personal deficiency nor will not sell that deficiency judgment to a collection agency for them to pursue collection.

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Foreclosure
Foreclosure
Since you are at our website you most likely have received a notification from one of our Service Partners advising you that we have acquired and are now the owners of your mortgage. Who are BSI and FCI? BSI Financial Services and FCI Lender Services are mortgage servicing companies providing administrative services on behalf of the owner of your loan; Ark Loan Solutions. BSI and FCI are not banks or mortgage lenders. We, Ark Loan Solutions, manage the administrative aspects of your mortgage loan and BSI Financial and FCI are our servicing companies. In that capacity they are the entity that is responsible for billing, collection, reporting borrower payments and loan balances.

Ark Loan Solutions purchase mortgages from some of the largest banks and Wall Street firms and service those loans through our partners, BSI Financial Corporation and FCI Lender Services. As the owner of your mortgage we very much would welcome the opportunity to speak with you concerning the options available that may allow you to be able to remain in your home.